Having a budget helps you manage your money, control your spending, save more money, pay off debt, or stay out of debt. receipts for things you usually pay for in cash. Making a budget is a key piece of a strong financial foundation. debit and credit card statements or bills. Verwalten Sie Ihr Haushaltsbudget in Excel. Try to find your most recent: bank statements. You can use rough figures if you just want a general idea of your budget. The planner will be most useful if you give accurate figures. See our articles How to Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting. You can use the free budget planner on the MoneyHelper website. The help worksheet is much more detailed now. Percentages below the category totals show you what percent of the total family budget is going to that category. New in Version 2.0: The new graphs show your spending and savings balance over time. If you are moving or buying a home, you can analyze your budget to see where you may need to cut back to be able to afford an increase in rent or a higher mortgage. After that, your data will convert to a table for the Fixed Costs. Make sure you select My table has headers and click OK. To be able to connect to the Budget, you must convert Actuals to this higher level. To convert your data to a table, first select your data and go to Insert > Table. The Actuals are recorded at a detailed level, while the Budget is maintained at a higher level. For example, if you are changing jobs, you can use the planner to estimate whether the increase (or decrease) in pay will still allow you to make ends meet. Steps: First, convert your daily budget data to a table. This free family budget planner worksheet will help you create a yearly budget by entering amounts based on the month in which expenses are incurred.īy creating a yearly budget, you can more easily predict how major life changes will affect your finances.